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- Not creating and sticking to a budget.
- Not saving enough for emergencies and retirement.
- Taking on too much debt.
- Not diversifying investments.
- Not keeping track of expenses and not reviewing credit reports regularly.
- Not having a plan for paying off student loans
- Not having insurance on important assets like health and home
- Not having a proper estate plan in place
- Not taking advantage of employer-sponsored retirement plans
- Not reviewing and negotiating bills and expenses.
